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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,722 | $107,421+112.0% | $182,262+24.9% | $94,015+142.2% |
| Participation rate | 93.5% | 77.8%+15.8pp | 84.2%+9.3pp | 70.8%+22.7pp |
| Annual return | 9.41% | 21.32%-11.9pp | 140.60%-131.2pp | 17.84%-8.4pp |
| Employer contribution / active EE | $5,328 | $3,448+54.5% | $5,046+5.6% | $2,790+91.0% |
| Participant deferral / active EE | $8,425 | $6,558+28.5% | $8,276+1.8% | $4,249+98.3% |
| Admin fee / account holder | $52,233 | $8,692+500.9% | $16,712+212.6% | $8,951+483.5% |