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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,791 | $78,705+5.2% | $117,860-29.8% | $70,124+18.1% |
| Participation rate | 66.7% | 73.2%-6.5pp | 79.7%-13.0pp | 69.5%-2.9pp |
| Annual return | 17.41% | 23.30%-5.9pp | 335.10%-317.7pp | 73.14%-55.7pp |
| Employer contribution / active EE | $1,449 | $2,223-34.8% | $3,786-61.7% | $2,342-38.2% |
| Participant deferral / active EE | $3,343 | $3,297+1.4% | $4,482-25.4% | $3,332+0.3% |
| Admin fee / account holder | $12,857 | $5,065+153.8% | $8,021+60.3% | $4,645+176.8% |