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| Provider | Service type | Compensation |
|---|---|---|
MILLER RUSSELL ASSOCIATES2+ years Service code 16 · EIN 27-1529830 | Consulting | $49,837 |
Service code 37 · EIN 04-2647786 | Loan Processing | $24,021 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,082 | $56,640+30.8% | $80,977-8.5% | $57,658+28.5% |
| Participation rate | 56.9% | 75.9%-18.9pp | 75.8%-18.9pp | 70.2%-13.3pp |
| Annual return | 30.64% | 19.97%+10.7pp | 17.11%+13.5pp | 5.13%+25.5pp |
| Employer contribution / active EE | $0 | $2,085-100.0% | $3,715-100.0% | $1,974-100.0% |
| Participant deferral / active EE | $4,223 | $4,944-14.6% | $5,696-25.9% | $3,061+38.0% |
| Admin fee / account holder | $257 | $87+194.8% | $5,517-95.3% | $95+171.6% |