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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,532 | $175,231-5.0% | $149,696+11.2% | $139,466+19.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 0.12% | 166.77%-166.6pp | 134.46%-134.3pp | 373.66%-373.5pp |
| Employer contribution / active EE | $3,461 | $5,478-36.8% | $4,821-28.2% | $4,754-27.2% |
| Participant deferral / active EE | $13,000 | $6,521+99.3% | $5,682+128.8% | $6,712+93.7% |
| Admin fee / account holder | $6,382 | $16,155-60.5% | $13,212-51.7% | $11,409-44.1% |