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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,574 | $108,882-34.3% | $96,754-26.0% | $154,746-53.7% |
| Participation rate | 89.5% | 75.1%+14.4pp | 70.3%+19.2pp | 80.7%+8.8pp |
| Annual return | 9.38% | 98.39%-89.0pp | 82.04%-72.7pp | 172.34%-163.0pp |
| Employer contribution / active EE | $0 | $3,018-100.0% | $2,679-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $6,215 | $5,323+16.8% | $4,758+30.6% | $6,730-7.7% |
| Admin fee / account holder | $19,045 | $10,200+86.7% | $8,905+113.9% | $14,365+32.6% |