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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,574 | $147,556-51.5% | $129,031-44.5% | $198,609-64.0% |
| Participation rate | 89.5% | 77.2%+12.2pp | 73.4%+16.1pp | 82.4%+7.1pp |
| Annual return | 9.38% | 37.41%-28.0pp | 34.67%-25.3pp | 202.70%-193.3pp |
| Employer contribution / active EE | $0 | $3,645-100.0% | $3,226-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $6,215 | $5,760+7.9% | $5,217+19.1% | $6,977-10.9% |
| Admin fee / account holder | $19,045 | $15,467+23.1% | $13,208+44.2% | $19,030+0.1% |