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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,008 | $30,421+34.8% | $56,077-26.9% | $74,429-44.9% |
| Participation rate | 62.7% | 32.9%+29.9pp | 52.5%+10.2pp | 67.2%-4.5pp |
| Annual return | 12.04% | 24.94%-12.9pp | 1709.28%-1697.2pp | 1368.38%-1356.3pp |
| Employer contribution / active EE | $473 | $610-22.4% | $1,040-54.5% | $2,625-82.0% |
| Participant deferral / active EE | $3,301 | $1,175+180.9% | $1,954+68.9% | $4,348-24.1% |
| Admin fee / account holder | $2,828 | $2,363+19.7% | $2,825+0.1% | $1,944+45.5% |