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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,406 | $153,774-86.7% | $133,979-84.8% | $273,970-92.6% |
| Participation rate | 94.1% | 88.4%+5.8pp | 87.1%+7.1pp | 83.0%+11.1pp |
| Annual return | 9.50% | 36.51%-27.0pp | 29.30%-19.8pp | 41.46%-32.0pp |
| Employer contribution / active EE | $3,345 | $6,029-44.5% | $5,211-35.8% | $4,869-31.3% |
| Participant deferral / active EE | $4,578 | $6,958-34.2% | $6,282-27.1% | $5,287-13.4% |
| Admin fee / account holder | $666 | $11,765-94.3% | $9,324-92.9% | $10,132-93.4% |