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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,854 | $100,073-87.2% | $85,126-84.9% | $145,877-91.2% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 6.27% | 84.11%-77.8pp | 66.63%-60.4pp | 551.28%-545.0pp |
| Employer contribution / active EE | $3,720 | $3,236+14.9% | $2,731+36.2% | $4,663-20.2% |
| Participant deferral / active EE | $18,094 | $5,294+241.8% | $4,523+300.0% | $6,691+170.4% |
| Admin fee / account holder | $61,390 | $7,261+745.5% | $6,160+896.5% | $13,402+358.1% |