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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,914 | $77,814-82.1% | $158,223-91.2% | $86,983-84.0% |
| Participation rate | 56.3% | 68.4%-12.2pp | 79.2%-23.0pp | 69.5%-13.3pp |
| Annual return | 19.78% | 30.54%-10.8pp | 52.09%-32.3pp | 25.83%-6.0pp |
| Employer contribution / active EE | $1,105 | $2,592-57.4% | $4,109-73.1% | $2,584-57.2% |
| Participant deferral / active EE | $1,939 | $3,270-40.7% | $5,467-64.5% | $4,194-53.8% |
| Admin fee / account holder | $6,016 | $5,879+2.3% | $16,047-62.5% | $7,856-23.4% |