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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,914 | $78,690-82.3% | $161,489-91.4% | $87,485-84.1% |
| Participation rate | 56.3% | 67.5%-11.2pp | 78.7%-22.4pp | 68.9%-12.7pp |
| Annual return | 19.78% | 32.74%-13.0pp | 89.72%-69.9pp | 26.06%-6.3pp |
| Employer contribution / active EE | $1,105 | $2,588-57.3% | $4,268-74.1% | $2,596-57.4% |
| Participant deferral / active EE | $1,939 | $3,311-41.4% | $5,630-65.6% | $4,274-54.6% |
| Admin fee / account holder | $6,016 | $6,724-10.5% | $16,006-62.4% | $7,775-22.6% |