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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,914 | $76,407-81.8% | $150,298-90.7% | $82,448-83.1% |
| Participation rate | 56.3% | 66.4%-10.1pp | 77.8%-21.5pp | 68.1%-11.8pp |
| Annual return | 19.78% | 39.99%-20.2pp | 62.79%-43.0pp | 41.64%-21.9pp |
| Employer contribution / active EE | $1,105 | $2,614-57.7% | $4,154-73.4% | $2,551-56.7% |
| Participant deferral / active EE | $1,939 | $3,214-39.7% | $5,453-64.4% | $4,139-53.2% |
| Admin fee / account holder | $6,016 | $6,352-5.3% | $14,116-57.4% | $7,234-16.8% |