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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,466 | $148,582+1.3% | $135,942+10.7% | $139,456+7.9% |
| Participation rate | 73.3% | 83.9%-10.5pp | 81.9%-8.6pp | 80.3%-7.0pp |
| Annual return | 18.13% | 79.26%-61.1pp | 68.28%-50.1pp | 373.45%-355.3pp |
| Employer contribution / active EE | $2,988 | $5,245-43.0% | $4,858-38.5% | $4,753-37.1% |
| Participant deferral / active EE | $7,280 | $8,101-10.1% | $7,759-6.2% | $6,711+8.5% |
| Admin fee / account holder | $4,289 | $12,402-65.4% | $10,764-60.2% | $11,407-62.4% |