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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,466 | $148,623+1.2% | $135,974+10.7% | $139,466+7.9% |
| Participation rate | 73.3% | 83.9%-10.5pp | 81.9%-8.6pp | 80.3%-7.0pp |
| Annual return | 18.13% | 79.30%-61.2pp | 68.30%-50.2pp | 373.66%-355.5pp |
| Employer contribution / active EE | $2,988 | $5,246-43.1% | $4,859-38.5% | $4,754-37.2% |
| Participant deferral / active EE | $7,280 | $8,103-10.2% | $7,760-6.2% | $6,712+8.5% |
| Admin fee / account holder | $4,289 | $12,406-65.4% | $10,767-60.2% | $11,409-62.4% |