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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,651 | $160,070-2.1% | $147,117+6.5% | $145,897+7.4% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 12.83% | 98.69%-85.9pp | 420.54%-407.7pp | 552.29%-539.5pp |
| Employer contribution / active EE | $3,344 | $5,285-36.7% | $4,932-32.2% | $4,663-28.3% |
| Participant deferral / active EE | $7,678 | $8,419-8.8% | $8,065-4.8% | $6,689+14.8% |
| Admin fee / account holder | $3,183 | $15,035-78.8% | $12,993-75.5% | $13,390-76.2% |