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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,169 | $100,805+16.2% | $86,698+35.1% | $134,532-12.9% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -19.03% | 29.09%-48.1pp | 35.95%-55.0pp | 418.27%-437.3pp |
| Employer contribution / active EE | $2,410 | $3,490-30.9% | $2,837-15.0% | $4,741-49.2% |
| Participant deferral / active EE | $6,226 | $5,339+16.6% | $4,656+33.7% | $6,401-2.7% |
| Admin fee / account holder | $2,569 | $10,925-76.5% | $7,493-65.7% | $11,429-77.5% |