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| Provider | Service type | Compensation |
|---|---|---|
HEINTZBERGER PAYNE1+ years Filed as: HEINTZBERGER PAYNE & COMPANY LLC Service code 13 · EIN 20-8835556 | Contract Administrator | $20,159 |
Service code 27 12550 SW 68TH AVE · PORTLAND, OR 97225 | Advisory (Plan) | $15,497 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,191 | $39,819+38.6% | $67,834-18.6% | $57,658-4.3% |
| Participation rate | 26.3% | 61.2%-35.0pp | 68.8%-42.5pp | 70.2%-44.0pp |
| Annual return | -7.32% | 9.19%-16.5pp | 138.47%-145.8pp | 5.13%-12.4pp |
| Employer contribution / active EE | $319 | $1,277-75.0% | $2,403-86.7% | $1,974-83.8% |
| Participant deferral / active EE | $768 | $2,209-65.3% | $3,160-75.7% | $3,061-74.9% |
| Admin fee / account holder | $483 | $84+477.8% | $4,622-89.5% | $95+411.1% |