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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,244,611 | $138,102+801.2% | $125,381+892.7% | $134,532+825.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -32.60% | 750.73%-783.3pp | 572.31%-604.9pp | 418.27%-450.9pp |
| Employer contribution / active EE | $2,555 | $5,245-51.3% | $4,815-46.9% | $4,741-46.1% |
| Participant deferral / active EE | $18,356 | $7,801+135.3% | $7,448+146.5% | $6,401+186.8% |
| Admin fee / account holder | $110,174 | $11,568+852.4% | $10,007+1001.0% | $11,429+864.0% |