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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,323 | $168,635+14.6% | $147,617+31.0% | $125,389+54.2% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -5.26% | 77.65%-82.9pp | 61.98%-67.2pp | 282.24%-287.5pp |
| Employer contribution / active EE | $3,530 | $6,252-43.5% | $5,564-36.6% | $4,866-27.4% |
| Participant deferral / active EE | $6,768 | $5,507+22.9% | $4,895+38.3% | $5,352+26.5% |
| Admin fee / account holder | $9,494 | $13,580-30.1% | $11,612-18.2% | $9,541-0.5% |