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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,432 | $175,259+26.9% | $149,723+48.6% | $139,487+59.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 25.13% | 166.82%-141.7pp | 134.50%-109.4pp | 373.84%-348.7pp |
| Employer contribution / active EE | $4,905 | $5,478-10.5% | $4,821+1.7% | $4,755+3.2% |
| Participant deferral / active EE | $6,206 | $6,522-4.8% | $5,682+9.2% | $6,713-7.5% |
| Admin fee / account holder | $3,001 | $16,158-81.4% | $13,215-77.3% | $11,407-73.7% |