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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,561 | $106,247-76.9% | $96,515-74.6% | $139,466-82.4% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 22.51% | 38.47%-16.0pp | 35.73%-13.2pp | 373.66%-351.2pp |
| Employer contribution / active EE | $6,299 | $4,106+53.4% | $3,740+68.4% | $4,754+32.5% |
| Participant deferral / active EE | $9,208 | $5,456+68.8% | $4,880+88.7% | $6,712+37.2% |
| Admin fee / account holder | $7,197 | $7,885-8.7% | $6,735+6.9% | $11,409-36.9% |