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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,759 | $202,342-53.2% | $172,752-45.1% | $152,897-38.0% |
| Participation rate | 70.8% | 87.1%-16.2pp | 82.6%-11.8pp | 82.5%-11.6pp |
| Annual return | 23.53% | 1029.83%-1006.3pp | 802.97%-779.4pp | 345.43%-321.9pp |
| Employer contribution / active EE | $3,296 | $5,858-43.7% | $5,144-35.9% | $4,764-30.8% |
| Participant deferral / active EE | $1,487 | $5,948-75.0% | $5,198-71.4% | $5,851-74.6% |
| Admin fee / account holder | $1,530 | $17,111-91.1% | $13,955-89.0% | $11,599-86.8% |