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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,025 | $93,617+51.7% | $135,982+4.4% | $75,177+88.9% |
| Participation rate | 90.2% | 75.2%+15.0pp | 81.9%+8.3pp | 67.2%+23.0pp |
| Annual return | 14.48% | 30.89%-16.4pp | 68.32%-53.8pp | 160.75%-146.3pp |
| Employer contribution / active EE | $3,749 | $3,538+6.0% | $4,859-22.8% | $2,671+40.4% |
| Participant deferral / active EE | $8,725 | $6,406+36.2% | $7,760+12.4% | $4,126+111.4% |
| Admin fee / account holder | $1,195 | $6,980-82.9% | $10,767-88.9% | $5,651-78.9% |