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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $20,988 |
Service code 27 4340 REDWOOD HWY · SAN RAFAEL, CA 94903 | Advisory (Plan) | $16,535 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $9,867 |
Filed as: ALERA GROUP INC DBA ALERA INVSTMNT Service code 27 3 PARKWAY N STE 500 · DEERFIELD, IL 60015 | Advisory (Plan) | $3,458 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,369 | $55,437-48.8% | $155,534-81.8% | $74,459-61.9% |
| Participation rate | 39.7% | 61.9%-22.2pp | 78.2%-38.5pp | 67.2%-27.5pp |
| Annual return | 11.89% | 269.58%-257.7pp | 64.92%-53.0pp | 1369.70%-1357.8pp |
| Employer contribution / active EE | $1,007 | $2,266-55.5% | $4,675-78.4% | $2,626-61.6% |
| Participant deferral / active EE | $1,718 | $2,837-39.4% | $5,630-69.5% | $4,350-60.5% |
| Admin fee / account holder | $361 | $1,742-79.3% | $15,900-97.7% | $1,945-81.5% |