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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,143 | $202,342-86.1% | $172,753-83.7% | $152,909-81.6% |
| Participation rate | 88.9% | 87.1%+1.8pp | 82.6%+6.2pp | 82.5%+6.4pp |
| Annual return | 5.71% | 1029.88%-1024.2pp | 803.00%-797.3pp | 345.46%-339.7pp |
| Employer contribution / active EE | $1,820 | $5,857-68.9% | $5,144-64.6% | $4,764-61.8% |
| Participant deferral / active EE | $2,870 | $5,948-51.8% | $5,198-44.8% | $5,851-51.0% |
| Admin fee / account holder | $1,258 | $17,112-92.6% | $13,956-91.0% | $11,601-89.2% |