Retirement plan

CAPITAL RETIREMENT SAVINGS PLAN

Name: THE CAPITAL GROUP COMPANIES, INC. - CAPITAL RETIREMENT SAVINGS PLAN (2018) Form 5500
Creator: THE CAPITAL GROUP COMPANIES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CAPITAL RETIREMENT SAVINGS PLAN, THE CAPITAL GROUP COMPANIES, INC.

THE CAPITAL GROUP COMPANIES, INC.EIN 86-0206507Plan #002PY 2018

333 SO. HOPE STREET - LOS ANGELES, CA 90071213-486-9200capitalinternational.comLinkedIn1-10 employees

Prospect flagsHigh assets / participantCorrective distributions

Top hat statement on fileNQDC

Filed September 30, 2020

Plan administrator

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400 South Hope Street

Los Angeles, CA 90071

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Plans declared (1)

THE CAPITAL GROUP COMPANIES, INC. & PARTICIPATING AFFILIATES SENIOR COMMISSIONED PROFESSIONALS TRANSITION BONUS PLAN4 emp

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Total assets (EOY)

$4331.8M

-14.0% from 2017

Total participants

9,948

-0.8% from 2017

Average account balance

$436,412

-13.4% from 2017

Annual return

11.72%

-15.99 pp from 2017

Benchmarks

See 91 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants5,000-9,999

Cohort91 peers

Snapshot2018

Participant deferral / active EE

$8,367

median $5,868

Employer contribution / active EE

$19,350

median $3,111

Participation rate

99.7%

median 96.9%

Avg account balance

$436,412

median $79,779

Admin fee / account holder

median $64

Annual return

11.72%

median -4.07%

Overall peer rank

88of 100

88th percentileavg across 6 metrics

Analytics

2016 - 2025

Total assets (EOY)

Plan-year ending balance

$8.16B

Average account balance

Total assets / participants with a balance (line 6g)

$665K

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

12,268

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.5%

Contributions (total)

Employer and participant dollars contributed each year

$304.55M

Contributions per participant

Average employer and participant contribution per enrolled participant

$38K

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.61%

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Mutual / pooled
Stocks
Bonds
Cash
Real estate
Loans

Service providers

Top 1 by compensation

Provider	Service type	Compensation
ALIGHT SOLUTIONS LLC1 year Service code 15 · EIN 82-1061233	Recordkeeping	$29,750

Plan features & details

Pension benefit codes2E2F2G2J2S2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: DELOITTE & TOUCHE LLP
Auditor EIN: 133891517
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$436,412

$104,281+318.5%

$140,019+211.7%

$68,904+533.4%

Participation rate

99.7%

89.1%+10.5pp

87.5%+12.2pp

74.1%+25.5pp

Annual return

11.72%

-1.33%+13.0pp

651.19%-639.5pp

1.07%+10.6pp

Employer contribution / active EE

$19,350

$4,070+375.4%

$5,605+245.2%

$2,540+661.7%

Participant deferral / active EE

$8,367

$6,129+36.5%

$6,927+20.8%

$4,015+108.4%

Admin fee / account holder

$79-100.0%

$10,705-100.0%

$71-100.0%

Provider

Service type

Compensation

ALIGHT SOLUTIONS LLC1 year

Service code 15 · EIN 82-1061233

Recordkeeping

$29,750

CAPITAL RETIREMENT SAVINGS PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

CAPITAL RETIREMENT SAVINGS PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion