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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,324 | $72,486-29.2% | $87,103-41.1% | $72,976-29.7% |
| Participation rate | 53.4% | 72.8%-19.4pp | 76.9%-23.4pp | 69.5%-16.1pp |
| Annual return | 20.48% | 24.46%-4.0pp | 28.19%-7.7pp | 81.02%-60.5pp |
| Employer contribution / active EE | $0 | $1,894-100.0% | $2,521-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,643 | $3,270-49.8% | $4,049-59.4% | $3,608-54.5% |
| Admin fee / account holder | $10,253 | $5,055+102.8% | $7,491+36.9% | $5,124+100.1% |