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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,372 | $60,139-32.9% | $90,461-55.4% | $79,856-49.4% |
| Participation rate | 58.7% | 65.0%-6.3pp | 72.7%-14.0pp | 69.6%-10.9pp |
| Annual return | 10.49% | 71.96%-61.5pp | 1294.76%-1284.3pp | 31.71%-21.2pp |
| Employer contribution / active EE | $371 | $2,069-82.0% | $3,264-88.6% | $2,471-85.0% |
| Participant deferral / active EE | $3,820 | $2,939+30.0% | $3,964-3.6% | $3,741+2.1% |
| Admin fee / account holder | $4,119 | $3,978+3.5% | $5,617-26.7% | $5,306-22.4% |