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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,222 | $76,642+20.3% | $146,866-37.2% | $65,306+41.2% |
| Participation rate | 93.3% | 61.2%+32.1pp | 82.5%+10.8pp | 57.7%+35.7pp |
| Annual return | 17.90% | 33.40%-15.5pp | 102.85%-85.0pp | 21.94%-4.0pp |
| Employer contribution / active EE | $2,155 | $2,621-17.7% | $4,425-51.3% | $1,967+9.6% |
| Participant deferral / active EE | $7,615 | $4,864+56.6% | $7,759-1.9% | $2,959+157.3% |
| Admin fee / account holder | $22 | $3,960-99.5% | $13,620-99.8% | $3,480-99.4% |