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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,045 | $73,988+42.0% | $96,538+8.8% | $75,177+39.7% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 2.07% | 26.73%-24.7pp | 35.74%-33.7pp | 160.75%-158.7pp |
| Employer contribution / active EE | $2,767 | $2,930-5.6% | $3,740-26.0% | $2,671+3.6% |
| Participant deferral / active EE | $5,092 | $3,660+39.1% | $4,880+4.3% | $4,126+23.4% |
| Admin fee / account holder | $4,098 | $5,220-21.5% | $6,737-39.2% | $5,651-27.5% |