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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,073 | $77,817+10.6% | $123,553-30.3% | $64,173+34.1% |
| Participation rate | 97.6% | 74.7%+22.9pp | 82.3%+15.3pp | 69.6%+28.0pp |
| Annual return | -3.76% | 12.49%-16.2pp | 119.21%-123.0pp | 7.63%-11.4pp |
| Employer contribution / active EE | $2,381 | $3,014-21.0% | $4,628-48.6% | $2,3810% |
| Participant deferral / active EE | $5,403 | $5,240+3.1% | $6,426-15.9% | $3,470+55.7% |
| Admin fee / account holder | $8,799 | $5,519+59.4% | $9,284-5.2% | $4,887+80.0% |