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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,304 | $125,797-71.9% | $170,057-79.2% | $75,177-53.0% |
| Participation rate | 97.5% | 83.6%+13.9pp | 87.0%+10.5pp | 67.2%+30.3pp |
| Annual return | 17.92% | 27.20%-9.3pp | 53.42%-35.5pp | 160.75%-142.8pp |
| Employer contribution / active EE | $1,977 | $4,616-57.2% | $6,790-70.9% | $2,671-26.0% |
| Participant deferral / active EE | $3,308 | $6,838-51.6% | $10,411-68.2% | $4,126-19.8% |
| Admin fee / account holder | $1,395 | $8,177-82.9% | $12,826-89.1% | $5,651-75.3% |