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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,003 | $106,008-36.8% | $92,240-27.4% | $147,586-54.6% |
| Participation rate | 82.6% | 80.4%+2.2pp | 76.5%+6.1pp | 82.8%-0.2pp |
| Annual return | 13.99% | 50.05%-36.1pp | 176.29%-162.3pp | 578.59%-564.6pp |
| Employer contribution / active EE | $3,447 | $4,333-20.4% | $3,680-6.3% | $4,876-29.3% |
| Participant deferral / active EE | $2,637 | $4,478-41.1% | $3,897-32.3% | $5,439-51.5% |
| Admin fee / account holder | $20,538 | $6,333+224.3% | $5,194+295.4% | $10,886+88.7% |