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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,919 | $105,284-49.7% | $150,734-64.9% | $94,015-43.7% |
| Participation rate | 75.0% | 71.7%+3.3pp | 78.4%-3.4pp | 70.8%+4.2pp |
| Annual return | 17.55% | 15.67%+1.9pp | 600.81%-583.3pp | 17.84%-0.3pp |
| Employer contribution / active EE | $4,419 | $3,599+22.8% | $4,918-10.2% | $2,790+58.4% |
| Participant deferral / active EE | $3,417 | $4,274-20.0% | $5,610-39.1% | $4,249-19.6% |
| Admin fee / account holder | $788 | $9,839-92.0% | $14,905-94.7% | $8,951-91.2% |