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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,919 | $88,672-40.3% | $105,223-49.7% | $82,448-35.8% |
| Participation rate | 75.0% | 67.9%+7.1pp | 75.0%0pp | 68.1%+6.9pp |
| Annual return | 17.55% | 30.86%-13.3pp | 180.65%-163.1pp | 41.64%-24.1pp |
| Employer contribution / active EE | $4,419 | $3,048+45.0% | $3,689+19.8% | $2,551+73.2% |
| Participant deferral / active EE | $3,417 | $4,036-15.3% | $5,072-32.6% | $4,139-17.5% |
| Admin fee / account holder | $788 | $7,146-89.0% | $8,859-91.1% | $7,234-89.1% |