Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,491 | $67,602-75.6% | $82,312-80.0% | $70,126-76.5% |
| Participation rate | 28.2% | 72.8%-44.6pp | 76.9%-48.7pp | 69.5%-41.4pp |
| Annual return | 14.27% | 21.57%-7.3pp | 25.88%-11.6pp | 73.15%-58.9pp |
| Employer contribution / active EE | $655 | $1,755-62.7% | $2,428-73.0% | $2,343-72.0% |
| Participant deferral / active EE | $795 | $2,987-73.4% | $3,706-78.6% | $3,332-76.1% |
| Admin fee / account holder | $2,720 | $4,512-39.7% | $5,608-51.5% | $4,645-41.4% |