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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MUTUAL OF AMERICA LIFE INSURANCE CO Service code 12 320 PARK AVENUE · NEW YORK, NY 10022 | Account maintenance fees; Claims proc... | $3,925 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,656 | $37,196-49.8% | $154,108-87.9% | $55,725-66.5% |
| Participation rate | 46.6% | 64.1%-17.4pp | 83.0%-36.4pp | 70.9%-24.2pp |
| Annual return | -7.20% | 1319.68%-1326.9pp | 735.21%-742.4pp | 244.93%-252.1pp |
| Employer contribution / active EE | $682 | $1,614-57.8% | $5,298-87.1% | $2,078-67.2% |
| Participant deferral / active EE | $1,044 | $2,068-49.5% | $5,081-79.5% | $3,356-68.9% |
| Admin fee / account holder | $9 | $102-91.1% | $13,411-99.9% | $115-92.1% |