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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,483 | $52,353-51.3% | $120,225-78.8% | $82,448-69.1% |
| Participation rate | 92.3% | 58.3%+34.0pp | 69.6%+22.7pp | 68.1%+24.2pp |
| Annual return | 12.79% | 61.85%-49.1pp | 439.23%-426.4pp | 41.64%-28.8pp |
| Employer contribution / active EE | $53 | $1,510-96.5% | $3,475-98.5% | $2,551-97.9% |
| Participant deferral / active EE | $4,520 | $2,627+72.1% | $3,999+13.0% | $4,139+9.2% |
| Admin fee / account holder | $1,843 | $4,363-57.8% | $5,696-67.7% | $7,234-74.5% |