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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,996 | $94,766-56.7% | $112,923-63.7% | $139,487-70.6% |
| Participation rate | 85.7% | 81.3%+4.4pp | 80.5%+5.2pp | 80.3%+5.4pp |
| Annual return | 8.97% | 40.96%-32.0pp | 34.13%-25.2pp | 373.84%-364.9pp |
| Employer contribution / active EE | $2,821 | $4,636-39.2% | $4,570-38.3% | $4,755-40.7% |
| Participant deferral / active EE | $5,929 | $6,523-9.1% | $6,520-9.1% | $6,713-11.7% |
| Admin fee / account holder | $16,627 | $8,529+95.0% | $7,046+136.0% | $11,407+45.8% |