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| Provider | Service type | Compensation |
|---|---|---|
TRI-AD ACTUARIES, INC.5+ years Service code 10 · EIN 95-2887986 | Accounting | $4,726 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,129 | $46,722+5.2% | $130,660-62.4% | $65,186-24.6% |
| Participation rate | 50.0% | 60.9%-10.9pp | 71.7%-21.7pp | 70.2%-20.2pp |
| Annual return | 19.38% | 24.17%-4.8pp | 1709.29%-1689.9pp | 29.39%-10.0pp |
| Employer contribution / active EE | $1,023 | $1,488-31.2% | $4,092-75.0% | $2,177-53.0% |
| Participant deferral / active EE | $2,157 | $2,545-15.3% | $3,603-40.1% | $3,514-38.6% |
| Admin fee / account holder | $71 | $453-84.4% | $5,463-98.7% | $847-91.7% |