Retirement plan

ARS 401(K) AND PROFIT SHARING PLAN

Name: AMERICAN REFRIGERATION SUPPLIES, INC. - ARS 401(K) AND PROFIT SHARING PLAN (2015) Form 5500
Creator: AMERICAN REFRIGERATION SUPPLIES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ARS 401(K) AND PROFIT SHARING PLAN, AMERICAN REFRIGERATION SUPPLIES, INC.

AMERICAN REFRIGERATION SUPPLIES, INC.EIN 86-0067585Plan #001PY 2015

2632 E CHAMBERS ST - PHOENIX, AZ 850403601602-243-2792arsnet.comLinkedIn201-500 employeeswholesale

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$19.2M

No prior year

Total participants

215

No prior year

Average account balance

$90,599

No prior year

Annual return

-1.53%

No prior year

Benchmarks

See 2,111 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants100-249

Cohort2,111 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$19.61M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$83K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

237

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

79.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.34M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.51%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$291

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
GENEOS WEALTH MANAGEMENT INC1+ years Filed as: GENEOS WEALTH MANAGMENT INC Service code 49	Other Services	$25,257
PRINCIPAL LIFE INSURANCE COMPANY1+ years Service code 13 · EIN 42-0127290	Contract Administrator	$23,856
FIDELITY INVESTMENTS INSTITUTIONAL1+ years Service code 60 · EIN 04-2647786	Sub-TA Fees	$25
GENEOS WEALTH MANAGEMENT INC1+ years Filed as: GENEOS WEALTH MANAGEMENT INV Service code 49 · EIN 02-0580939	Other Services	$0
IBBOTSON ASSOCIATES INC.1+ years Filed as: IBBOTSON ASSOCIATES INC Service code 26 · EIN 36-2923857	Advisory (Participants)	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$24K

$150 / participant

Other / not subdivided$24K100.0%

% of EOY assets

0.124%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MAYER HOFFMAN MCCANN, P.C.
Auditor EIN: 431947695
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$90,599

$57,108+58.6%

$94,229-3.9%

$52,331+73.1%

Participation rate

98.1%

72.9%+25.2pp

78.8%+19.3pp

68.1%+30.0pp

Annual return

-1.53%

1.47%-3.0pp

10.68%-12.2pp

4.54%-6.1pp

Employer contribution / active EE

$972

$1,735-44.0%

$3,587-72.9%

$1,882-48.4%

Participant deferral / active EE

$4,264

$3,040+40.3%

$4,320-1.3%

$3,022+41.1%

Admin fee / account holder

$113

$546-79.4%

$6,269-98.2%

$592-81.0%

Provider

Service type

Compensation

GENEOS WEALTH MANAGEMENT INC1+ years

Filed as: GENEOS WEALTH MANAGMENT INC

Service code 49

Other Services

$25,257

PRINCIPAL LIFE INSURANCE COMPANY1+ years

Service code 13 · EIN 42-0127290

Contract Administrator

$23,856

FIDELITY INVESTMENTS INSTITUTIONAL1+ years

Service code 60 · EIN 04-2647786

Sub-TA Fees

$25

GENEOS WEALTH MANAGEMENT INC1+ years

Filed as: GENEOS WEALTH MANAGEMENT INV

Service code 49 · EIN 02-0580939

Other Services

IBBOTSON ASSOCIATES INC.1+ years

Filed as: IBBOTSON ASSOCIATES INC

Service code 26 · EIN 36-2923857

Advisory (Participants)

ARS 401(K) AND PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ARS 401(K) AND PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion