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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,953 | $160,040-71.3% | $147,096-68.8% | $145,877-68.5% |
| Participation rate | 61.5% | 84.0%-22.5pp | 82.2%-20.6pp | 80.3%-18.8pp |
| Annual return | 50.06% | 98.49%-48.4pp | 419.75%-369.7pp | 551.28%-501.2pp |
| Employer contribution / active EE | $1,302 | $5,289-75.4% | $4,936-73.6% | $4,663-72.1% |
| Participant deferral / active EE | $4,876 | $8,429-42.1% | $8,071-39.6% | $6,691-27.1% |
| Admin fee / account holder | $158 | $15,050-98.9% | $13,005-98.8% | $13,402-98.8% |