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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,764 | $58,311-74.7% | $81,882-82.0% | $80,959-81.8% |
| Participation rate | 46.0% | 63.5%-17.5pp | 72.4%-26.4pp | 67.7%-21.7pp |
| Annual return | 11.97% | 41.85%-29.9pp | 779.47%-767.5pp | 35.67%-23.7pp |
| Employer contribution / active EE | $900 | $2,347-61.7% | $2,916-69.1% | $2,757-67.4% |
| Participant deferral / active EE | $1,778 | $3,287-45.9% | $4,323-58.9% | $4,300-58.7% |
| Admin fee / account holder | $427 | $4,752-91.0% | $7,360-94.2% | $6,925-93.8% |