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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,529 | $106,280-90.1% | $96,538-89.1% | $139,487-92.5% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 20.63% | 38.48%-17.9pp | 35.74%-15.1pp | 373.84%-353.2pp |
| Employer contribution / active EE | $2,440 | $4,107-40.6% | $3,740-34.8% | $4,755-48.7% |
| Participant deferral / active EE | $3,454 | $5,457-36.7% | $4,880-29.2% | $6,713-48.5% |
| Admin fee / account holder | $752 | $7,888-90.5% | $6,737-88.8% | $11,407-93.4% |