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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,785 | $134,817-36.4% | $123,973-30.8% | $155,188-44.7% |
| Participation rate | 86.7% | 79.4%+7.3pp | 76.7%+10.0pp | 80.8%+5.9pp |
| Annual return | 15.43% | 515.49%-500.1pp | 388.13%-372.7pp | 148.84%-133.4pp |
| Employer contribution / active EE | $10,819 | $4,425+144.5% | $4,126+162.2% | $4,248+154.7% |
| Participant deferral / active EE | $7,157 | $5,706+25.4% | $5,247+36.4% | $6,531+9.6% |
| Admin fee / account holder | $888 | $13,245-93.3% | $11,799-92.5% | $14,480-93.9% |