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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,109 | $160,040-76.2% | $147,096-74.1% | $145,877-73.9% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 12.51% | 98.49%-86.0pp | 419.75%-407.2pp | 551.28%-538.8pp |
| Employer contribution / active EE | $1,907 | $5,289-63.9% | $4,936-61.4% | $4,663-59.1% |
| Participant deferral / active EE | $7,996 | $8,429-5.1% | $8,071-0.9% | $6,691+19.5% |
| Admin fee / account holder | $549 | $15,050-96.4% | $13,005-95.8% | $13,402-95.9% |