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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,712 | $73,863-81.4% | $143,797-90.5% | $68,490-80.0% |
| Participation rate | 47.5% | 66.7%-19.2pp | 80.3%-32.8pp | 67.9%-20.4pp |
| Annual return | -23.50% | 0.91%-24.4pp | -0.04%-23.5pp | -7.85%-15.6pp |
| Employer contribution / active EE | $1,941 | $3,185-39.0% | $4,952-60.8% | $2,597-25.2% |
| Participant deferral / active EE | $4,124 | $3,385+21.8% | $5,638-26.9% | $4,028+2.4% |
| Admin fee / account holder | $201 | $5,756-96.5% | $14,679-98.6% | $5,403-96.3% |