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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,538 | $117,829-7.9% | $102,423+6.0% | $145,877-25.6% |
| Participation rate | 72.7% | 78.6%-5.9pp | 76.5%-3.8pp | 80.3%-7.6pp |
| Annual return | 14.30% | 31.83%-17.5pp | 29.42%-15.1pp | 551.28%-537.0pp |
| Employer contribution / active EE | $13,642 | $3,615+277.4% | $3,023+351.3% | $4,663+192.6% |
| Participant deferral / active EE | $31,588 | $5,732+451.0% | $5,054+525.0% | $6,691+372.1% |
| Admin fee / account holder | $12,688 | $13,335-4.9% | $9,455+34.2% | $13,402-5.3% |