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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,712 | $138,114-16.2% | $125,391-7.7% | $134,545-14.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | 4.45% | 750.88%-746.4pp | 572.41%-568.0pp | 418.37%-413.9pp |
| Employer contribution / active EE | $22,647 | $5,246+331.7% | $4,816+370.3% | $4,742+377.6% |
| Participant deferral / active EE | $15,436 | $7,801+97.9% | $7,448+107.2% | $6,401+141.1% |
| Admin fee / account holder | $616 | $11,570-94.7% | $10,009-93.8% | $11,431-94.6% |