Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,746 | $93,617-77.8% | $135,982-84.7% | $75,177-72.4% |
| Participation rate | 41.4% | 75.2%-33.8pp | 81.9%-40.5pp | 67.2%-25.8pp |
| Annual return | 28.87% | 30.89%-2.0pp | 68.32%-39.5pp | 160.75%-131.9pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $4,981 | $6,406-22.2% | $7,760-35.8% | $4,126+20.7% |
| Admin fee / account holder | $759 | $6,980-89.1% | $10,767-93.0% | $5,651-86.6% |