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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,165 | $196,972-91.3% | $182,262-90.6% | $198,609-91.4% |
| Participation rate | 83.3% | 85.7%-2.4pp | 84.2%-0.9pp | 82.4%+1.0pp |
| Annual return | 18.38% | 158.27%-139.9pp | 140.60%-122.2pp | 202.70%-184.3pp |
| Employer contribution / active EE | $5,832 | $5,364+8.7% | $5,046+15.6% | $5,055+15.4% |
| Participant deferral / active EE | $5,885 | $8,643-31.9% | $8,276-28.9% | $6,977-15.6% |
| Admin fee / account holder | $2,929 | $18,429-84.1% | $16,712-82.5% | $19,030-84.6% |