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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,165 | $162,136-89.4% | $152,301-88.7% | $154,746-88.9% |
| Participation rate | 83.3% | 84.1%-0.8pp | 82.4%+0.9pp | 80.7%+2.6pp |
| Annual return | 18.38% | 91.02%-72.6pp | 80.50%-62.1pp | 172.34%-154.0pp |
| Employer contribution / active EE | $5,832 | $4,890+19.3% | $4,624+26.1% | $4,379+33.2% |
| Participant deferral / active EE | $5,885 | $8,341-29.4% | $8,004-26.5% | $6,730-12.6% |
| Admin fee / account holder | $2,929 | $15,759-81.4% | $14,398-79.7% | $14,365-79.6% |