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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,421 | $93,598-13.0% | $135,974-40.1% | $75,173+8.3% |
| Participation rate | 68.5% | 75.2%-6.7pp | 81.9%-13.4pp | 67.2%+1.3pp |
| Annual return | 19.77% | 30.89%-11.1pp | 68.30%-48.5pp | 160.72%-141.0pp |
| Employer contribution / active EE | $3,035 | $3,538-14.2% | $4,859-37.5% | $2,671+13.6% |
| Participant deferral / active EE | $10,205 | $6,405+59.3% | $7,760+31.5% | $4,126+147.3% |
| Admin fee / account holder | $9,584 | $6,978+37.3% | $10,767-11.0% | $5,651+69.6% |