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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,109 | $185,312-92.4% | $161,489-91.3% | $154,746-90.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 5.28% | 103.84%-98.6pp | 89.72%-84.4pp | 172.34%-167.1pp |
| Employer contribution / active EE | $1,058 | $4,769-77.8% | $4,268-75.2% | $4,379-75.8% |
| Participant deferral / active EE | $7,778 | $6,350+22.5% | $5,630+38.2% | $6,730+15.6% |
| Admin fee / account holder | $254,359 | $18,654+1263.5% | $16,006+1489.2% | $14,365+1670.7% |